HDHP stands for high-deductible health insurance ... maximums of up to $8,050 ($8,300 in 2025), while, if you're on a family plan, you could pay up to $16,100 ($16,600 in 2025) before your ...

In 2025, the minimum annual deductible for an HDHP is $1,650 ($3,300 for family coverage). No HDHP can have an annual out-of-pocket limit higher than $8,300 ($16,600 for family coverage).

According to IRS rules, an HDHP is a "health insurance plan with a deductible of at least $1,600 for individual coverage, or at least $3,200 for a family plan in 2024," said Investopedia.

These limits depend on whether you have HDHP coverage just for yourself or coverage for family members, too. The good news is the HSA limits are adjusted each year to account for inflation.

Once you have an HDHP in place, you can open a health savings ... of at least $1,650 for individual coverage or $3,300 for family coverage. Depending on how you use your health insurance, these ...

For 2025, HSA-compatible HDHP coverage must have a deductible of at least $1,650 for self-only coverage or $3,300 for family coverage. The Affordable Care Act of 2010 requires HDHP issuers to ...

For 2025, an HDHP is defined as a health plan with an annual deductible that’s not less than $1,650 for self-only coverage or $3,300 for family coverage. The annual out-of-pocket expenses ...

If you’re in the process of choosing health benefits coverage for 2019, you may be one of many people who have the option to select a high-deductible health plan (HDHP). By enrolling in an HDHP ...