To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Going over your credit limit can result in declined transactions, over-the-limit fees and a possible decrease in your credit ...

and low credit utilization. But here's the thing: Anything above 800 is already considered "excellent." So while an 850 score is great, having an 820 or 830 will still get you the best credit ...

One important factor that can have a big impact on your credit score is credit utilization. You can preserve a good credit ...

Learn what could be negatively impacting your credit score, from a high utilization rate to late payments and more.

Our opinions are our own. A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly.