Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

By restructuring debt, you may be able to pay it down more quickly. You can do this by refinancing debts, perhaps by ...

When you pass away, will your loved one need to pay your debts? Learn about what types of debts are forgiven at death with our guide.

For instance, another miscue could be taking out a loan secured by your home or other assets to pay off unsecured debts, because of the risk of losing your collateral if you fail to make payments ...

Credit card debt management isn't a magic solution, but it can be a powerful debt relief tool for the right person.

Reaching a settlement and paying off debt can take up to four years ... company that works with individuals to help reduce unsecured debt through debt settlement. How does Better Debt Solutions ...

Some 13% of 401(k) participants have an outstanding loan against their retirement savings, according to a recent study, with an average $10,708 loan amount. Using a 401(k) loan can be useful, but ...

One-Time Settlement Option: If successful, it provides a faster path to debt relief. Debt consolidation is typically a better ...

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your ...

It works with unsecured debts, such as credit card ... but this is what will give the company the ability to negotiate a lower debt bill and pay off the negotiated amount. CreditAssociate ...