Applying for your first credit card is a significant financial step. Unlike debit cards, which draw directly from your bank account, credit cards allow you to borrow money up to a certain limit.

Credit cards are incredibly useful and deserve a spot in your wallet. But only using credit cards to buy everything can be a ...

In the waning months of the Biden administration, the CFPB released a flurry of consumer protection rules. Where do they ...

Keep in mind that Privacy cards don't have the same protections as credit cards. They work like debit cards. So, if you give ...

The opposite of the avalanche method is the snowball method. It uses momentum to keep your debt payment plan going. Pay off the smallest balance first and build on your success until you pay off the ...

Adrienne Hines, a bankruptcy attorney, explains that secured debt gives lenders "security" through valuable assets such as ...

A virtual credit card is a digital version of a credit card that uses a disposable number that's different from what's on the physical card. This feature adds an extra layer of protection in ...

An icon in the shape of a lightning bolt. Impact Link Credit card experts often suggest using a combination of cards to earn maximum value on every dollar you spend. Some cards earn as much as 5% ...

Harrison Pierce is a digital nomad and credit cards writer specializing in travel and credit card rewards. He covers everything from the best places to visit in South America to the best credit ...